Why give your hard earned money to someone to invest on your behalf when you can invest in assets that you understand and feel comfortable with.

Return

There have been recent legislative changes that now allow far more options for people looking to invest their Superannuation.
Over the last three years there has been a steady decrease in the returns of share based super funds. With a large amount of Australians reporting a negative return on investment… People are looking to get out of shares and into a safer investment .

NAMELY, INVESTMENT PROPERTY

In addition to the security of investing in property through super, this has huge tax advantages. This is beyond the heavy tax deductions which are currently offered to individuals who purchase new properties. Specifically when there is superannuation involved any income or capital gained throughout the life of the investment has a significantly lower tax rate, and ultimately zero income and zero capital gains taxes at retirement.

Furthermore, any equity* added to your new Self Managed Super fund by way of contributions, if done via salary sacrifice becomes a full contribution with pre-tax dollars, instead of paying tax then contributing, less tax means more money for you at retirement.
*Conditions apply for maximum contribution

Lastly, through using super to buy property, the property itself becomes your superfund. This means that your employer is obligated to pay a minimum of 9% of every pay cheque towards your investment. To sum it up there is you, your tenant, your employer, the government (tax refunds) all paying off this property.

When you consider that most properties can double in value between 7 to 10 years, you can do the math yourself, in that time you should own everything outright and have made a packet off the rent, and if you are ready to sell, then you are set, as there is zero capital gains tax on your property in the retirement stage if you sell, and if you keep the investment, the income tax is also zero.We will help you with the set up of a new self managed superfund (corporate trustee), the consolidation of all the superannuation funds you may have, and the set up of a bare trust and corporate trustee, which is the vehicle that allows superannuation funds to borrow from the banks to invest in a property.

We can help guide you through a simple process of using superannuation to purchase an investment property, and effectively increase the value of your retirement nest egg in a secure and safer environment.

WE WILL TAKE YOU THROUGH ALL THE STEPS, FROM START TO FINISH

Landmark Investments associated professional referring partners specialize in superannuation structures, tax minimization, loan structures and property recommendations.